If you’re hurt on the job and wish to file a workers’ compensation case, you should hire an attorney.
According to the National Council on Compensation Insurance’s Workers Compensation Statistical Plan database, the most expensive lost-time workers’ compensation claims by cause of injury were from vehicle collisions. The average cost for such instances was, in 2020 and 2021, $89,152. Other causes with above-average expenses during that period included burns with an average cost of $52,161 and slips and falls with an average cost of $49,971.
Keep reading to see five things to know about workers’ compensation cases and why you need a lawyer.
1. An Injury on the Job May Warrant a Workers’ Compensation Claim
While not all on-the-job injuries warrant a workers’ compensation claim, some do. That’s one reason it’s essential to hire a personal injury lawyer experienced in helping clients pursue workers’ compensation claims. Whether injured on the job because of equipment, a slip or fall, machinery, or strains from work duties, you may be able to file a claim for compensation.
When you inform your employer of any injury on the job, your employer must report the injury without needless delay to its insurance company so the insurer can launch a timely investigation. It’s in your best interest to report any injuries since the problem can worsen over time.
2. You Can’t Sue Your Boss If a Job-Related Injury Occurs While You’re Working
When you go the workers’ compensation route, you can’t also sue your employer. Workers’ compensation affords injured workers salary replacement and medical benefits, so moving forward with a workers’ compensation claim means you can no longer pursue legal action against your employer. There is one exception, however. If injured on the job due to intentional or reckless actions of your employer, you can potentially sue your boss.
A personal injury lawyer can help you move forward if there are grounds to sue your employer. Otherwise, the lawyer will build a strong workers’ compensation case.
3. You’ll Receive Compensation for Lost Salary and Medical Expenses
Through the workers’ compensation process, you’ll also get compensation for lost salary and medical bills. Depending on how long you’re off work, the expenses can mount. And you can appreciate how stressful it would be to go without money coming in when you’re off work.
The workers’ compensation funds will ensure you don’t have to worry when recovering from a work injury. You’ll also get compensation for medical expenses approved by the insurer.
4. Common Workers’ Compensation Claims Involve Slips or Falls, Overexertion, and Other Accidents
Common workplace injuries necessitating workers’ compensation claims include slips or falls, equipment or machinery accidents, and overexertion. Those aren’t the only potential problems, but they’re among the most common. Many accidents can be avoided with proper safety measures and adequate training so employees know the dos and don’ts in the workplace.
5. You Must File a Workers’ Compensation Claim on Time
You must remember deadlines if you wish to file a workers’ compensation claim. That’s one reason to retain the services of a personal injury attorney who knows the deadlines in your state. You need to tell your employer about any workplace injury and will have a limited time to file a claim. A personal injury lawyer will help you file a successful claim.
Keep these five points in mind should you ever need to file a workers’ compensation claim. No one wants to get hurt on the job, but it’s a scenario that many Americans face every year. You’ll want to know what to do if it happens to you. Hiring a good personal injury lawyer is the best decision you can make. You can ask questions, get answers, and make informed decisions.
Article Submitted By Community Writer
